Amex India has started a new offer giving away it’s basic level Gold credit card to anyone with income of 4lac & above. This major push Amex to push credit cards to most of India’s middle class.

This offer may not be listed on website however better to ask Amex sales rep.

Their previous offer of free Gold credit card was for users with income above 12lac & above.

This Gold credit card is called membership reward card by Amex India.

Features of this Amex Membership Reward Credit Card

  • Earn 1 mr point for every Rs. 50 spent except for spend at Fuel, Insurance, Utilities and Cash Transactions.
  • Earn 1000mr points every month on completing 4 transactions of min Rs.1000.
  • Convert any transaction to emi on reducing interest rate of 12%+gst per annum.
  • Redeem points for statement credit aka cash credit without any redemption fees.

Unlisted features is awesome customer care, complete fraud protection, emergency card replacement in any part of the world.