Bank of Baroda new Paytm credit card review

Bank of Baroda is one of oldest credit card player however being a PSU hasn’t gotten any attractive card offering.
Though this time they overhauled their website and product offerings. One of which is this new

BOB PAYTM CREDIT CARD
It is a Visa Signature variant of credit card. Surprising to see Bank of Baroda being a Psu don’t any rupay variant of credit card.
Features of this card are:

  • 12 rewards points on Paytm spend. (3% value back)
  • 4 reward points on all other spends (3% value back)
  • Complimentary airport lounge, 24×7 concierge, Golf program. (No proper details mentioned)
  • Zero fuel surcharge for fuel transactions between Rs.400 & Rs.5000. (one earns reward points also)
  • Each point is valued @ 25paisa (Redemption details not mentioned on site)
  • Still the sign of PSU bank are there. Not even like SBI card mark. Apply now button on website not working.
    Airport lounge details, golf program concierge details not mentioned. Reward point redemption process not given.
    No reward redemption catalog or even clarity on statement credit possible or not.

    Apply before understanding rewards details n process also only if you got good relation in one of the Bank of Baroda branch.

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