Lifetime Free Rupay Credit Card

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Read below if you are looking for review of SBI Simply Save credit was launched in 2015.

Targeted at young salary class who like to spend money on food & movies the most.  It’s a nice card for those new to credit card world as reward point is good if you spend in any of the said category.

  • Annual Fees: Rs.500+18% gst (waived on spending of Rs.90,000 in previous year)
  • Welcome Benefits: 2000pts(worth Rs.500 so first year becomes free) if you spend Rs.2000 in sixty days
  • 10 points for Rs.100 on dining at standalone restaurant) (2.5% value back)
  • 10 points for Rs.100 on movies (2.5% value back).
  • 10 points for Rs.100 on groceries & departmental stores (2.5% value back).
  • 1 point for Rs.100 on every thing else except fuel (0.25% value back).
  • 1% waiver on fuel charge.
  • Each point is worth 25paise and can be redeemed for statement credit.
  • Rs.99+18% redemption fees though many users reported it got waived off later.

A good card for those who spend at least Rs.5000 each month in above three categories.

Though I rate SBI Simplyclick card better than this card.