From 1st of June HDFC Smartbuy 10x offer is only valid for Infinia Card, Diners Club All Variant & Regalia Cards. For rest of credit and debit its only 5% cashback(max Rs.1000) that too would be credited into your payzapp verified account only.

  • For Hdfc Infinia Credit Card 10x points limit is same @ 25000 per calendar month.
  • For Hdfc Diners Club Black 10x limit is reduced to 15000 per calendar month.
  • For Regalia and Diners Club Miles, Club Premium & Club Rewardz limit is again same @ 5000 points per calendar month.
  • For all other credit cards its now 5x cashback upto maximum of Rs.1000 credited to payzapp verified account.
  • For all debit cards also reduced to 5% upto max of Rs.1000 credited into a verified payzapp account instead as reward points previously.

Offer valid till 30th June 2019 for now. Hopefully would be extended without a downgrade for next time.

I think Diners club Black and Debit card suffered majorly in this round. Getting a verified payzapp account is another setback as HDFC clearly mentioned in terms & conditions that no verified payzapp means no cashback.