HDFC is giving it’s credit card , debit card users very lucrative offer this diwali season of 2018.

  • The offer is  for Customer spending on Electronics and apparels
  • Spending time should be between 5pm and 9pm.
  • Minimum transaction of Rs.5000 would considered for offer.
  • credit card user to get 10x reward points on  (max cumulative 15000 points during offer period)
  • 5% reward points on debit card to max of Rs.750 or 750 points which is valid for 90days and need to be redeemed.
  • Offer valid from 15th Oct 2018 to 10th Nov 2018
  • Even 10x jp miles would be give to jet airways users.
  • If credit card doesn’t have reward point feature then above offer is not valid.
  • Apparel and Electronics purchases will be identified basis the merchant category codes as identified by Visa and Mastercard
  • Valid on both online and offline retail category in respected category.

Also any other 10x offer won’t be valid along with this offer.

Most difficult part of this offer is to recognize mcc code of apparel and electronics. Second is hour based limitation of 5-9pm and minimum transaction of Rs.5000 also need to be spent.

Good thing is 15000 points offer limit is for all the cards not different limit for different cards.