Kotak Bank PVR Platinum & Gold Credit Card Review

PVR credit card is for movie lovers. Only worth if you are regular to PVR movie theater near house.

We are talking about both Gold n Platinum in single post as except spending based benefits & annual fees almost all benefits are equal.

PVR Platinum Card

  • Annual fees ₹999+18% gst = ₹1178.82 . No way to waive annual fees
  • Surcharge of 2.5%+tax is applied on fuel station purchases.
  • Spend ₹10,000 anywhere(even fuel spending) in a billing month & get 2 Pvr movie tickets voucher free.
  • Free movie vouchers to be used on PVR website(conv. fees applied) or box office.
  • Not allowed to book in Gold ,Europa, Directors cut.
  • No value back after 10k spent in achieved in a month.

PVR Gold Card

  • Annual fees ₹499+18% gst = ₹588.82 . No way to waive annual fees
  • Surcharge of 2.5%+tax is applied on fuel station purchases.
  • Spend ₹10,000 anywhere(even fuel spendings) in a billing month & get 1 Pvr movie ticket voucher free.
  • Further reach₹15,000 spending anywhere(even fuel spending) & get 1 more Pvr movie ticket voucher free.
  • Free movie vouchers to be used on PVR website(conv. fees applied) or box office.
  • Not allowed to book in Gold ,Europa, Directors cut.
  • No value back after 15k spend in achieved in a month.

This card has been little downgraded recently. spending slab increased from Rs.7500 to Rs.10,000 in both card.  No more Gold Class tickets(Recliner seats).

In Delhi-NCR Gold Class tickets cost Rs.750 on weekends so 2 tickets are worth Rs.1500 which you get free on spending Rs.7500 back then. I use to hold PVR Platinum card before downgrade. Closed now. Too much hassles for free movie tickets. At that time I upgraded from Gold card to Platinum card after 1.5 years of usage. Though now I feel PVR Gold card is better as you pay less annual fees.

Still @ Rs.200-400 per ticket price on avg PVR movie hall depends on day of the week.
PVR Platinum Card gets 3-7% value back on spending Rs.10000 minus annual fees /12.
PVR GOLD Card get gets 2-5% value back on spending Rs.10000-15000 minus annual fees/12.

Verdict: If you are regular to PVR movie halls every month then go get it.

Also this card is not for the people of Tamil Nadu(Rs.120 per ticket max price) or any other place in the country with price ceiling on movie tickets.

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