Here is a list of credit cards best suited for payment of Electricity , Water , Gas, Mobile Telephone and Broadband bills or better called as utility bills which you have to pay regularly every month.
Why use credit card when you can pay direct via bank account or debit card?
Ans: Because credit card rewards are mostly better than Debit cards and Netbanking.
However you need to be smart and wise spender who knows what you getting into.
Because credit card are mostly beneficial only if you pay the total amount due(not minimum amount) in full every month.
Enough of gyaan let’s check the list of credit cards:
Super Value Titanium Credit Card
2.5% cashback petrol pumps
5% cashback on all phone bills
5% cashback on all utility bills
Minimum transaction amount for cashback eligibility is Rs750
Maximum cashback per transaction is INR 100
Maximum cashback of Rs.500 per month
1 reward point for every Rs.100 you spend on all other categories
Annual Fee Year 1: Rs499 (Waived on spend of Rs.30,000 in a year)
Annual Fees Year 2 onwards: Rs750 (Waived on spend of Rs.60,000 in a year)
Citibank Cash Back Credit Card
5% cash back on movie ticket purchases
5% cash back on all your telephone bill payments
Pay through Citibank Online Bill Pay and get 5% cash back on Utility Bill Payments
Maximum Rs.100 cashback in each category i.e. Rs.300 maximum for a month
0.5% Cash Back on all other spends.
Annual fees: Rs.500
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So if you know how to manage credit cards and have self control on your financial spending then do try above cards.